One of the most experienced payments industry participants is Steve Elefant. Currently consulting to Google on its payments initiatives, Steve's background includes entrepreneurial successes with startups ICVerify, Payment Processing, Inc. as well as his highly visible corporate role as the post-breach CIO of Heartland Payments Systems.
Last Tuesday, over dinner at the Googleplex and in a conversation about payments innovation, Steve talked about innovation primarily in business model terms. While he agreed that mobility and cloud are behind the new point of sale, on two major industry trends, the issue was all about business model.
Our conversation is here.
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